California is known for its earthquakes, yet many homeowners are underinsured and many think it’s too pricey. Why is that? “What are we going to do when no-one has insurance and everyone has damage?” remarked the University of California, Berkeley earthquake expert Mary Comerio.

For more info, please read the original article by Insurance Business Mag:
https://www.insurancebusinessmag.com/us/news/catastrophe/how-a-california-insurer-uses-catastrophe-models-to-determine-real-exposures-112225.aspx